Відео

When we hit $1 Million last 2 years it felt good but was kind of anti climatic. We also just keep living our simple lifestyle - none of our neighbors or friends would even guess our financial situation. However, despite market gains, our portfolio has seeing great decline. Seeking to improve it and maximize returns.

Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.

Chase approved for me for an Ink business unlimited. According to MyFICO, my scores are all 850. My limit is 18k which is weird with 20k being within 2k lol Was also approved for a Truist business cash card with a 15k limit. Surprisingly the hard inquiries didn't affect my scores. Very interesting.

Hey! I was using trajectory but prefer an app like mint. So I downloaded Empower, and simplify but neither will connect to my bank account. Any other suggestions?

I'm paying attention.

I’m so sick of subscriptions.

glad I purchased that 50 apartment complex in a down market ...I can live easily on a 300k annual income from it. just not sure which BMW model to buy next!!!

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my inherited portfolio of about $2.5m. I’m used to just buying and holding assets which doesn’t seem applicable to the current rollercoaster market plus inflation is catching up with my portfolio. I’m really worried about survival after retirement.

These numbers aren’t accurate. Look at the early years for each age group. How can one be worth tens of thousands as teenagers

Stimulus???? People got a couple thousand max. Companies on the other hand stole a ton from the government in payroll stimulus.

What about Rocket Money??

Have you tried Exirio?

Such a well conducted/ presented interview.

Hi DoughRoller! It’s so great to discover you on youtube! I watched you on your podcast and learn so much. I’m so happy you’re on Yt now!!! Thank you for all the great content! Hope you’re doing well!!!!

Very confusing presentation, wasted my time

I clearly remember thinking how rich one would be with a million dollars in assets not so many years ago.Not so much anymore. Now you need a million minimum to think about a comfortable retirement in most areas.

Funny how phone directions do not show more than a few blocks well and the budget apps mostly do not have calendars.

Nice, short no water description, thanks

MINT NEVER notified IOS users via the app and tens of thousand of users woke up Monday 5/12, unable to log in for the first time. They have until the end of the day to download their data…

Do these apps allow one to link to European banks?

I am so happy that I made productive decisions about my finances that changed my life forever. I am a single mother and I live in Spain, I bought my second house in September and I hope to retire next year at 40 if all goes well. thanks to Karen Cosmann for helping me achieve this.

Recently retired and unsure if my 401(k) and IRA will provide a stable future. i need an approach that will align with my risk tolerance and financial goals, i set aside $1m to achieve this. Do you suggest i get into stocks or buy a rental property?

meh...credit karma is no go overseas. Migrating my personal finance info around to other websites does not seem like a smart thing to do given the rate that websites get hacked. I try to limit my exposure. Amazing how nieve people are about their personal information.

Where are all these people with this money? I don't see it.

It is not advisable to link any accounts due to the inherent risks involved, particularly with investment accounts. Storing passwords with third parties poses significant security concerns.

WE DO NOT need to see your video in the bottom right corner . . . . horrible video . . . very distracting . . .

I am 53 years of age. Would I be able to max out a roth ira ($8000) and a 401k($23,0000) combined for 2024? I want to make sure that I do not exceed the allowable limits. Thank you for your time.

My scores are 797 and 818. I've had the same two cards for over 40 years. I only have a narrow credit history no car,, house or personal loans ever. One way to raise your score is to have lower usage levels. Paying the balance off a couple of times a month keeps that usage percentage down.

I think Obamacare greatly affected those under 35, bc they weren’t responsible for their healthcare premiums. The burden was instead placed on the parents up until the age of 25. That’s not something my parents had to pay. Those extra healthcare insurance premiums would have been invested in retirement savings. An extra 7 years where savings was reduced.

Im not convinced these stats are accurate. My wife and I are in our early 60's and our net worth is approximately 1.75 million. We aren't tremendous savers and not very effective investors either, our average earnings over the years probably was much less than $100,000 combined annually. We just put our money in the bank, lived below our means and clipped coupons and practiced other means of saving throughout our 40 years of marriage. We've managed to amass much more than your stats show. I think Americans are much wealthier than they are willing to share with others.

I got my Citi business CC as part of my Costco business membership. Started st 24k, quickly rose to 48k Limit, no annual fee.

The links in the description don’t work Rob

2:08 does the 30,500 max contribution include employer match? Or only what I have held from my income? With my dyslexia, Deciphering these things is very difficult

!!!YOU CAN STILL USE ALL OF THE FEATURES OF MINT WITH CREDIT KARMA!!!

But can you link all of your bank accounts - e.g. those outside your country of residency? Thanks for the more in-depth resource, your article. Oops, can't find it below!

It took us awhile as investment Mix is more conservative. You talk alot, but missed the mark. You can not explain the why. The 60 _ 65 cohort recovered as even with a 20 percent plus lose, we had a sufficient portfolio to get back to square.

Technical Tip about making videos: There is NO NEED for picture-in-picture while you are displaying and describing graphs. Your window of YOU is BLOCKING part of the graph data for the present and recent past. Simply show the graphs and let the viewer see the whole graphic.

Networth is all good includes house you live in which and end of day you have to have roof over head. Take out houses by average across board $$ values and then do this again on what net worth average minus house. That would be interesting. interesting

I’m 37 with a paid off 240k home. About 10k in cash. We’re getting there. 1 car note

Munger and Buffett have both achieved an incredible feat with Berkshire. They've turned thousands to billions, and have made a lot of people wealthy in the process. I really saw the potential of the stock market by reading Berkshire's annual letters. I recently sold my $674k apartment in the Bel Air area and I'm hoping to throw it into the stock market. I just don't want to lose everything.

Didn’t see any links. Would love to look on my computer

I did the transition to Credit Karma and was disappointed, so I deleted my data and account, as once you say "yes" to the transition you can no longer access your Mint account. I really just want a one-stop app for tracking the balances on all my accounts without having to log into separate apps for each Bank or Credit Card company. I will give Empower a try.

What is the net debt of the net worth? How much will the net worth drop when a depression hits and takes 20 years, or more to bounce back? Remember when we went from gold currency to paper? There was a depression. Paper is about to be replaced and another depression will hit.

Can I confirm if I’m correct please: for 2023 if we filed mfj and both have 401k at work, our agi is above the 136,000, we can’t contribute to the traditional IRA for 2023? What other plan can we contribute to reduce the taxable income? Thanks

Shunned?😊

Great information. Can I make a suggestion? Your video blocks so much of the critical information that you are trying to share, would it be possible to make your video smaller, a circle, or no video while talking about the graph and corresponding information?

On your graphs, you have to see them as progressive things--Me, at 60+ have to look at the graph of folks in their 30's at the point of 30 years ago, the graph of folks in their 50s at the point 10 years back and so forth. So these graphs tell me where I fell behind and where I caught up. Great. But someone currently in their 40s can't look at the graph of 45-54 and say in 1989 they should have had *this* amount. No, they should have been broke like everyone else in 1989 who was 10 years old...

NerdWallet?

Volunteering as a campground host at Yosemite National Park.

Can't read the graphs at all